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  share a smile smile the internet bank from The Co-operative Bank: good with money
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apply today and get a case of wine for you and your friend
here's how
the offer works

10th August - 4th September
Apply for a smile current account during this offer period

4th September
This is the last date you can apply for a smile current account

30th October
You have until this date to pay in £1500 to the account - it doesn't have to be all in one go! The account must remain open until this date.

4th November
We'll email both you and your friend with an individual code which you'll need to order your wine.


There's a delivery charge of £6.99 to pay when you order your wine.

We hope you enjoy your wine, but please drink it responsibly.

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Want a cracking current account as well as 12 bottles of wine for both you and your friend? Just fill in your details below and complete the online application.

it's easy to open an account
name  
offer code  
(in the promotional email your friend sent you)
e-mail  
postcode  

With a smile current account you get all this:
  • top notch customer service† 24/7 via our website and UK based call centre
  • we'll switch your direct debit in usually just 14 days
  • 0.12% Gross/AER** interest paid on every penny
  • 12 month £500 fee-free overdraft at 15.9% EAR‡
  • special rates on our credit card, savings account & cash ISA
  • part of the only UK high street bank with a strict Ethical Policy that's decided upon by our customers.


* Wine Offer Terms and Conditions
To qualify for the offer, a minimum of £1500 needs to be deposited into the smile current account by 30th October 2009. This can be paid in one lump sum or instalments. The wine redemption code will be dispatched by 4th November 2009. A delivery charge of £6.99 is payable upon order of wine. This offer is only available to customers who are residents in the UK (except Channel Islands and Jersey). This offer is not open to existing smile current account holders or those that have had a smile current account in the last year. smile has the right to withdraw the offer at any time.

† Source: Gfk NOP FRS, 6 months ending February 2009, 87% of smile customers are extremely/very satisfied.

** AER (Annual Equivalent Rate) the rate equivalent to having your interest paid and compunded on an annual basis. Gross is the rate of interest payable before income tax is deducted. Interest is calculated daily and paid into your smile accounts monthly.

‡ EAR is the equivalent annual rate taking into account the interest rate and how often interest is paid but excludes any fees or charges.

Interest rates are variable and correct as at 27th July 2009. Credit facilities are provided by The Co-operative Bank p.l.c. (Registered No. 990937) of P.O. Box 101, 1 Balloon Street, Manchester M60 4EP, are subject to status and are not available to non-UK residents or anyone under 18 years of age. We reserve the right to decline any application.

As part of The Co-operative Bank, smile is authorised and regulated by the Financial Services Authority (12885), subscribes to the Banking Code and is a member of the Financial Ombudsman Service and licensed by the Office of Fair Trading (005110).

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